Bank On It Privacy Policy

Rekko LLC (“Rekko”) values the privacy of our users. This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information. This Privacy Policy is subject to the Rekko Terms of Use http://bank-on-it.com/terms-of-use.  Information we collect from your use of this website (the “Site”) is subject to the terms of this Privacy Policy. 

Information Rekko Collects

We collect the following the information (“Information”):

Personal Information:  We may collect Information you choose to provide us, including for example, when you contact us.  You may be asked to provide certain information including, but not limited to, your name and email address.

Device Information:  Rekko automatically receives and records (collects) information from any device you use to access the Site. Such records and information may include, but not be limited to, device-specific information, such as device UDID, device phone number, your IP address, cookie information, and software and hardware attributes.

Cookies and Website Data: In addition, we may use so-called “cookies” and similar identification technologies.  A cookie is a small file transferred to your computer or device that identifies you as a unique user.  We do this by storing information (for example, a unique user ID and settings preferences) about a particular user session in cookies.  If you choose to do so, you can configure your browser to delete existing cookies or disable cookies altogether.  However, certain features of the Site may not work if you delete or disable cookies.

We use Google Analytics, a web analytics service of Google, Inc. (“Google”), to collect and summarize data regarding usage of the Site. Google uses cookies to obtain this information. We use the information obtained from Google Analytics to improve the Site. To learn more about Google Analytics and Google’s privacy practices, please visit: www.google.com/policies/privacy/partners/. For information on how to opt out of data collection by Google Analytics visit: https://tools.google.com/dlpage/gaoptout?hl=en.

Do Not Track:  The Site does not respond to web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of information about an individual consumer’s online activities over time.  Visit www.donottrack.us to find out more about “do not track”.

Rekko uses the collected information for the following general purposes: to provide the Site, to improve our services, and to contact you in response to your inquiries.

Information Sharing and Disclosure

Rekko does not sell your information to third parties, and we will not otherwise share your information with third parties, without your express permission or as expressly disclosed in this Privacy Policy

Other than as set forth in this Privacy Policy, except for aggregate information that we may share with third parties in a manner that does not link such information to any individual, we will not share your Information with third parties, unless you have given us permission to do so. If, after providing consent, you want to opt out of having your Information disclosed to third parties for their direct marketing purposes, please let us know by sending us an e-mail at admin@getrekko.com.

We may sometimes use other businesses (“Service Providers”) to perform certain services for us, e.g., to provide certain services on our behalf, such as payment processing, e-commerce production and fulfillment services, hosting and maintenance services, and data storage and management services.  We provide our Service Providers with the information reasonably necessary for them to perform the services on our behalf.  Each Service Provider must agree to implement and maintain reasonable security procedures and practices appropriate to the nature of the information involved to protect your Information from unauthorized access, destruction, use, modification, or disclosure.

Notwithstanding anything in this Privacy Policy to the contrary, you understand and agree that Rekko may access, preserve, and disclose any information we have collected about you or that you have submitted: (a) if we are legally required to do so (for example, in response to subpoenas, court orders or legal process) or to establish, protect or exercise our legal rights or defend against legal claims; (b) to protect the rights and property of Rekko, its affiliates, other users, or the public; (c) if we believe it is necessary in order to investigate, prevent or take action regarding illegal activities, fraud, copyright violations, trademark violations or other violations of the personal or intellectual property rights of others or situations involving potential threats to the safety of any person; (d) to our corporate affiliates, joint venture partners or other companies under common control with Rekko (in which case we will require those entities to honor this Privacy Policy); and (e) if Rekko is acquired by or merged with another entity or in connection with a sale of our assets.

Links to Other Sites

The Rekko website and the Site may contain links to websites operated and maintained by third parties.  We have no control over those third parties.  Privacy policies on such linked websites or services may be different from our Privacy Policy.  You access such linked websites at your own risk.  We encourage you to review the privacy policy of any such linked website you visit to understand how they collect, store, and use your information.

Confidentiality and Security

The security of your Information is important to us.  We use standard security procedures and practices appropriate to the nature of the information we collect in an effort to protect the information from unauthorized access, destruction, use, modification, or disclosure.  We also require our Service Providers to implement and maintain reasonable security procedures and practices appropriate to the nature of the information we share with them.  No data transmission over the Internet or any wireless network can be guaranteed to be 100% secure.  So, while we strive to protect Information, we cannot and do not guarantee or warrant the security of any information you transmit to or from the Site, and you do so at your own risk.

California Residents and Residents of Other States

These additional notices are provided under the California Consumer Privacy Act (“CCPA”) and apply to California residents in addition to the other provisions of this Privacy Policy.  

Other states have similar requirements, and we will honor those requirements where required to do so.

As described above, we do not sell information to any third party.

If you are a California resident, you have the following rights:

• You may request, no more than two times each year, that we disclose to you the following for the 12-month period preceding our receipt of your request:
  • The categories of personal information we have collected about you;
  • The categories of sources from which the personal information is collected;
  • The business or commercial purpose for collecting your personal information;
  • The categories of third parties with whom we share personal information; and
  • The specific pieces of personal information we have collected about you.
• You may request that we delete any personal information that we have collected from or about you.  Except as provided under the CCPA, we will delete such information in response to your request.

To make a request, you may contact us via mail, email:

Email:  admin@getrekko.com

In order to respond to your requests, we may need to verify your identity. We will not discriminate against you in the provision of the Site in response to your exercise of these privacy rights. We will respond to your request within 45 days of receipt of your request, after verification, unless we need additional time, in which case we will let you know and may extend the period an additional 45 days as permitted by the CCPA.

Notice to Residents of Countries outside the United States of America

Please be aware that your information and communications may be transferred to and maintained on servers or databases located outside your state, province, or country.  If you are located outside of the United States, please be advised that we may process and store all information in the United States.  The laws in the United States may not be as protective of your privacy as those in your location.  By using the Site, you agree that the collection, use, transfer and disclosure of your Information and communications will be governed by the applicable laws in the United States.

Rights of European Residents

For residents of the European Union, Rekko takes particular measures to protect the personal data of European residents under the European Union General Data Protection Regulation (“GDPR”). If there is any conflict between this policy and the GDPR, the GDPR principles shall govern with respect to residents of the European Union.

Under the GDPR, you have the right to request a copy of your personal data stored at Rekko (Article 15 GDPR). You also have the right to request corrections (Article 16 GDPR), deletion (Article 17 GDPR) or restriction (Article 18 GDPR) of your personal data stored at Rekko.

In order to meet these requests, we will ask you to provide a contact email address. This allows us to send you the information you requested, or to confirm completion of any requests to correct, delete or restrict data (Article 19 GDPR).

If you are a European resident and are dissatisfied with the handling of your personal data by Rekko, you have the right to object to processing of your personal data at any time (Article 21 GDPR). You may send your concerns or objections about the processing of your personal data to admin@getrekko.com.

If you are a resident of the United Kingdom, Rekko will comply with the UK Data Protection Act of 2018, and you may exercise your rights thereunder as described above for residents of the EU. 

Special Note Regarding Children

The Site is not directed to children.  We do not knowingly collect personally identifiable information from children under the age of 18.  If we become aware that we have inadvertently received personally identifiable information from a user under the age of 18, we will delete such information from our records.

Changes to this Privacy Policy

Rekko may update this policy from time to time for any reason. Rekko will notify you about significant changes in the way we treat Information by posting the new Privacy Policy on the Site. All changes to the Privacy Policy will be effective when posted.  In order to continue using the Site following any changes to the Privacy Policy, you agree to be bound by such changes.  If you object to any such changes, your sole recourse shall be to cease using the Site.

Questions and Suggestions

If you have questions or suggestions, you can contact Rekko via the contact information contained on our website.

Last revised: May 24, 2024